Hi Nurcin,

I can only talk from my experience which differs a bit from your situation. I used to work in Sweden in 2018 and as far as I can remember, the insurance was active as soon as I started working. But I only got a temporary social security number back then (you only get it if you will work less than one year in Sweden). I know some colleagues struggled a bit to get their permanent social security number though…

But I never used the insurance (I was not diagnosed with MS yet). After a few months, I moved back to my home country (Germany) and came back to Sweden 1 1/2 years ago to do my masters degree. I tried hard to find out beforehand if I will have a insurance in Sweden but I couldn’t.

So what I did was that I kept my German insurance until I knew that I have a health insurance in Sweden. As soon as a knew, I send my health insurance in Germany a prove that I am studying in Sweden since one year and they gave me all my money back I payed for this year.

I dont know if this helps. It’s such a confusing topic. I think you should call Skatteverket, they are responsible for your social security number which is linked to your health insurance: https://www.skatteverket.se/servicelankar/otherlanguages/inenglish.4.12815e4f14a62bc048f4edc.html
I am sure they can help you!

And to answer your second question: It should be covered by the health insurance, but you have to pay 2400 sek yearly by yourself when it comes to medicine or doctors visits. If you reached the limit of 2400 sek, you don*t have to pay anything anymore for one year. If I am wrong I hope someone can correct me here.

I hope you are able to get some answers soon! 🙂